FTB is Cambodia’s first and foremost bank. As Cambodia’s private commercial bank, FTB has been providing customers with safe and reliable banking services for almost 40 years.

Yes, you can​choose either receiving OTP through phone number and Email.

If you have used your Visa card since before December 15, 2018, FTB will/has automatically register/registered your phone number for the first time. E-mail is not registered in this phase. You may request FTB register your email after first registration.

No, it won’t. You have to register your phone number or email before you perform authenticated internet transaction to avoid unnecessary decline.

Not really so. Only merchants participated in VbV service will require you to enter OTP.