Fixed Deposit

With this type of account, we offer you highly competitive and guaranteed return for your deposit. This is an excellent way of using any spare money you may have to generate extra income.

It couldn’t be easier! Will you collect the full value of your original deposit plus the interest your money has earned for you.

At maturity you have many options on what to do with the money; you can reinvest into a new fixed deposit and keep earning interest, you can credit the interest earned into an account of your choice, or you can simply Cash out. There is no limit on how many times you can keep reinvesting your money so you can sit back and relax, knowing that your savings are safe and growing every day.

Interest rates

Type of Deposit US$ -AC (p.a) KHR (Riel) -AC (p.a)
1 Month 1.00% 2.00%
3 Months 2.25% 3.50%
6 Months 3.75% 4.25%
12 Months 4.50% 6.00%


* Fees and charges above are subject to changes without prior notice in accordance with the bank’s general terms and conditions.

Terms and Conditions
  • Minimum opening deposit of USD 1,000.00 (or the equivalent in Khmer Riel) is required to open a fixed deposit.
  • Interest is accrued daily, and choices of interest payment options: monthly, every 3 months, or at the maturity date.
  • For all FDs closed before the maturity date, within one year or less, customers will receive an interest rate equal to the Savings Account rate. For FD with a term greater than 12 months, if closed before maturity the customers will receive interest rate equal to the lower tier of the lower (Listed of the rate on the table attached above).
  • Interest is subject to withholding tax. (6.00% for resident and 14% for non-resident)