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Unsecured Personal Loan

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Unsecured Personal Loan

FTB provides convenient personal financing exclusively for FTB payroll account holders. With a simple process, fast approval, and competitive rates, our Payroll customers can access to loan conveniently.

Product Features

Loan Tenor

Up to 36 months

Currency

KHR & USD

Interest Rate

Up to 18% p.a.

Repayment

  • Option 1: Fixed principle and interest (Equal Principle Payment)
  • Option 2: Fixed principle + Fixed interest (Fixed Payment)

Loan Amount

Up to USD 20,000 (Average of 6 times of gross salary)

Processing Fee

  • 1.00% of approved amount for USD ($20 upfront minimum charge)
  • 0.50% of approved amount for KHR (KHR 80,000 front minimum charge)

Payoff Conditions and Charges

Nil

Collateral

No Collateral

Disbursement 

Credited into FTB Payroll Account

Eligibility

  • Applicant must be Cambodian citizen only
  • Age 18-65 years old
  • Have Payroll Account with FTB
  • Permanent residence where FTB presents

Requirements document

To request for FTB unsecured personal loan you must:

  • Identity document of borrower and co-borrower
  • Family book
  • Income supporting documents including employment contract, verification/confirmation letter, staff ID
  • Other supporting documents subject to FTB’s requirement

Note: Fees and charges above are subject to changes without prior notice in accordance with the bank's general terms and conditions.